TholirchalAI

Real-time credit risk assessment system combining traditional financial data with alternative sources. Winner of 2nd place at IIT Madras Shaastra.

About This Project

Built a real-time credit risk assessment system by combining traditional financial data with alternative sources such as social media, utility payments, and spending patterns. Developed an audio agent for automated data collection. Successfully demonstrated the solution, earning 2nd place in Shaastra at IIT Madras.

Key Features

• Real-time credit risk assessment
• Alternative data source integration (social media, utility payments)
• Audio agent for automated data collection
• Traditional financial data analysis
• Spending pattern analysis
• Risk scoring algorithm
• Mobile-responsive interface

Technologies Used